Medicaid

Medicaid is a government-administered program that provides free or low-cost health insurance for millions of Americans. It follows federal requirements, but is funded at both the federal and state level.

In order to receive Medicaid coverage, you have to meet certain eligibility requirements (opens in new tab). Medicaid is designed to make insurance accessible for:

• Low-income adults.
• Children.
• Pregnant women.
• Elderly adults.
• People with disabilities.

You can apply for Medicaid through the federal Marketplace HealthCare.gov (opens in new tab), or through your state’s Medicaid agency (opens in new tab).

All Medicaid plans include benefits such as:

• Inpatient and outpatient hospital services
• Doctor’s appointments
• Labs and X-rays
• Home health services

Medicaid plans may also cover additional benefits like prescription drugs (opens in new tab), case management, physical therapy, and occupational therapy. Check out this list of benefits (opens in new tab) to see what’s covered by your state’s program.