Big rewards that keep costs small
Take care of you, get paid. Repeat.
Diabetes, COPD, and heart condition care
Chronic Care
Managing multiple conditions shouldn’t mean managing more confusion. So we made a plan that takes care of COPD, diabetes, and heart conditions together. $0 specialist visits, $0 labs, and up to 25% in annual savings on healthcare.

Where we’re at

Who it helps
What you get
The doctors, labs, and prescriptions you need most. All covered for $0, under one perfectly connected plan.
Benefits

How it works
The care you need is just 3 steps away. And did we mention the $0 copays?
Stop stressing over fragmented care and surprise out-of-pocket costs. It’s time for a connected plan that treats COPD, diabetes, and heart conditions like the priority.
Member benefits
Frequently asked questions
The exact cost of Chronic Care depends on where you live, your household size, and whether you qualify for financial assistance (nearly 90%¹ of people do!).
Since this plan is tailored to your health needs, your total annual costs — including premiums and medical care — are typically lower.
Yes! Chronic Care CKM includes the same comprehensive, full-body coverage you'd expect from an Oscar plan, plus extra benefits designed specifically for navigating COPD, diabetes, and heart conditions. The difference? You don’t have to trade regular health insurance for specialized support. You get both.
Most likely, yes! We know how important it is to keep a doctor who already knows your history. That’s why Oscar’s network includes top-rated doctors and medical groups nationwide. Want to be 100% sure before you enroll? Look up your providers here.
Absolutely. Your family gets Oscar’s comprehensive coverage with day-one perks like $0 virtual care. Then, if you or anyone else in the house needs extra help with COPD, diabetes, or a heart condition, those specific people get the bonus perks tacked on. It’s the best of both worlds.