1095-B forms now available. Learn more here.
Health insurance that actually works for you
We’re not just your health insurance company. We stand by your side no matter the question or the issue. Let’s take the first step and get to know each other.

Welcome! Here’s how to make your plan work for you:

Visit a primary care provider
Find comfort knowing your PCP coordinates your health needs for the long haul.
Find a PCP
Make payments seamless with autopay
Keep your plan running smoothly — without a second thought.
Turn on autopay
Tell us a bit about you
Help us know what you need by answering a few quick questions about your health.
Complete your health survey
Put your plan in your pocket
The Oscar app gives you access to your whole plan — from anywhere.
Download the Oscar app
Have your ID card at your fingertips
No need to worry about losing your ID card, you can always access it online.
Access your ID card
Hey, have questions?
Here’s how we work for you
$3 meds.* Yes, really.
We found a way to reduce many commonly prescribed meds to as little as $3.A provider that’ll help you 24/7**
Talk to a provider within minutes at any time for $0 — all from the comfort of home.A Care Team that makes things just right
A team of care guides and a nurse who can help answer questions and help you save money.Connect to the right kind of care
Access providers that understand your language, race, ethnicity, and health situation.
Learn more about Oscar

Powering the system
Find out how +Oscar's Campaign Builder is boosting the healthcare system.
Learn more about +OFootnotes
*$3 Prescriptions include up to 30-day supply of medication and are not available in NY, NJ, CA, or for Catastrophic plans, small group plans, or Medicare plans.** $0 prescription refills are via Oscar’s Virtual Urgent Care offerings. Prescriptions, visits and services may be limited per provider discretion. Oscar’s Virtual Urgent Care offerings are not available in US territories or internationally. If you have an HSA-compatible high-deductible health plan or a Secure plan, you won't be eligible for $0 Virtual Urgent Care consultations.** Oscar’s Virtual Urgent Care offerings are not available in US territories or internationally. If you have an HSA-compatible high-deductible health plan or a Secure plan, you won't be eligible for $0 visits. Prescriptions, visits and services may be limited per provider discretion.