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Health insurance that actually works for you

We’re not just your health insurance company. We stand by your side no matter the question or the issue. Let’s take the first step and get to know each other.
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Illustration featuring various scenes of members chatting with a Care Guide, interacting with a providing, and thinking about a prescription refill

Welcome! Here’s how to make your plan work for you:

Care Team nurse

Visit a primary care provider

Find comfort knowing your PCP coordinates your health needs for the long haul.

Find a PCP
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Make payments seamless with autopay 

Keep your plan running smoothly — without a second thought.

Turn on autopay
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Go paperless

Save some trees! Get bills and info about things like benefits way quicker.

Go paperless
Claims form

Tell us a bit about you

Help us know what you need by answering a few quick questions about your health.

Complete your health survey
Oscar mobile app

Put your plan in your pocket

The Oscar app gives you access to your whole plan — from anywhere.

Download the Oscar app
Insurance card

Have your ID card at your fingertips

No need to worry about losing your ID card, you can always access it online.

Access your ID card

Hey, have questions?

Visit our FAQs

Here’s how we work for you

$3 meds.* Yes, really.

We found a way to reduce many commonly prescribed meds to as little as $3.

A provider that’ll help you 24/7**

Talk to a provider within minutes at any time for $0 — all from the comfort of home.

A Care Team that makes things just right

A team of care guides and a nurse who can help answer questions and help you save money.

Connect to the right kind of care

Access providers that understand your language, race, ethnicity, and health situation.
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Learn more about Oscar

AI @ Oscar

AI @ Oscar

Our approach to AI and the work we're calling a continuous hackathon.

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Oscar "O"

What Oscar Does

Everyone deserves access to more affordable, high-quality healthcare.

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Powering the system

Find out how +Oscar's Campaign Builder is boosting the healthcare system.

Learn more about +O
Footnotes
*$3 Prescriptions include up to 30-day supply of medication and are not available in NY, NJ, CA, or for Catastrophic plans, small group plans, or Medicare plans.** $0 prescription refills are via Oscar’s Virtual Urgent Care offerings. Prescriptions, visits and services may be limited per provider discretion. Oscar’s Virtual Urgent Care offerings are not available in US territories or internationally. If you have an HSA-compatible high-deductible health plan or a Secure plan, you won't be eligible for $0 Virtual Urgent Care consultations.** Oscar’s Virtual Urgent Care offerings are not available in US territories or internationally. If you have an HSA-compatible high-deductible health plan or a Secure plan, you won't be eligible for $0 visits. Prescriptions, visits and services may be limited per provider discretion.