Membership has its perks (and rewards)

Our innovative perks and rewards programs offer a personalized experience so members stay on top of their health, get the most out of their plan, and save money along the way.
Illustration of an open gift box

Every member enjoys exclusive perks and resources

Woman with thought bubbles around her, including a house, an apple, and a search icon

Community Resources

Access free and reduced-cost essentials like food and housing.

Oscar Unlocks

Oscar Unlocks

Complete quick tasks to unlock perks, earn entries to win an iPad, and get Care Team VIP access.

Our unique plans come with extras tailored to stay on top of health

COPD health objects

Breathe Easy COPD Plan

Earn up to $65 for managing asthma and COPD.

Learn more
Illustration of a patient speaking with a pulmonologist at their office

Chronic Care CKM Plan

Earn up to $455 in rewards for managing chronic conditions.

Learn more
Illustration of a kit with diabetes supplies

Diabetes Care Plan

Earn up to $380 in rewards, plus save $300/year on diabetes test supplies.

Learn more
Woman with eyes closed, basking under the sun

Women’s Health Plan

Earn up to $150 for managing menopause and perimenopause symptoms — HelloMeno!

Learn more
Illustration of father and son at an annual physical with their doctor

Buena Salud members

Enjoy $50 toward healthy groceries for completing an annual wellness visit.

Learn more
Illustration of two baskets, one filled with apples and the other filled with fruit. Ballons sit behind the basket.

Hy-Vee Health members

Earn a $50 Hy-Vee card for groceries, gas, and more.

Learn more
Illustration of three insurance cards

ICHRA Off-Exchange

ICHRA “Off-Exchange Only Plan" members earn $50 by finishing a few easy tasks.

Explore plans

Frequently Asked Questions

    • For more information about the Breathe Easy COPD Plan eligibility, benefits, and rewards, go to hioscar.com/asthma-copd.
    • For more information about the Chronic Care CKM Plan eligibility, benefits, and rewards, go to hioscar.com/chronic-care.
    • For more information about the Diabetes Care Plan eligibility, benefits, and rewards, go to hioscar.com/diabetes.
    • Buena Salud plans are available in Arizona, Georgia, Illinois, and Texas. These plans include Spanish communications, access to Spanish-speaking healthcare providers, and dedicated Spanish-speaking customer service teams. They include tailored health programs and exclusive rewards like $50 toward healthy groceries for completing an annual checkup. For more information, go to hioscar.com/blog/introducing-buena-salud.
    • ICHRA Off-Exchange Only Plans are plans only available to off-exchange members. For more information, contact a licensed agent or Oscar sales representative.

    • Create an Oscar account, log into the Oscar app, opt into paperless communications, and complete a health profile to receive a $50 gift card. Contact a licensed agent or Oscar sales representative for details.

    • Getting what you need to stay healthy goes beyond medical care. So, along with FindHelp we offer you a way to find free and reduced cost resources near you. Use the free Oscar Community Resources tool to conveniently locate local programs and services to help with food, utilities, transportation, and more. Here’s how to find what you need:
      • Go to Oscar Community Resources
      • Enter your zip code
      • Find resources nearby including food banks, transportation programs, rent assistance, and more
    • Once you become an Oscar member, go to the Oscar Unlocks Page and start unlocking! Participation in the Oscar Digital Rewards Program is available to all active IFP and ICHRA members (subscriber, spouse, and dependents age 18 and up), excluding those that reside in NJ and OK.
    • Talk to your broker about what benefits, rewards, and perks come with each plan. Once you become an Oscar member, you’ll see all your rewards and perks on the Perks Page.
    • Yes, benefits and rewards can vary by Plan, and certain restrictions apply. Eligibility for rewards requires a member’s account to be in good payment standing without any overdue balance. Once a member’s account is current, the reward will be issued.

Footnotes
Benefits & Rewards: Benefits and rewards can vary by Plan, and certain restrictions apply. Members should see their policy for further details, and refer to the following web pages for more information:ICHRA Off-Exchange Only Plans: ICHRA Off-Exchange Only Plans are plans only available to off-exchange members. Members earn the “ICHRA Off-Exchange Only” reward by completing all of the following: create an Oscar account, log into the Oscar app, opt into paperless communications, and complete a health profile. Contact a licensed agent or Oscar sales representative for details. This reward excludes NJ, OK, and Hy-Vee plan members.Buena Salud: Buena Salud plans are available in Arizona, Georgia, Illinois, and Texas. For availability, costs, and complete details of coverage, contact a licensed agent or Oscar sales representative.Rewards: Eligibility for rewards requires a member’s account to be in good payment standing without any overdue balance. Once a member’s account is current, the reward will be issued.Oscar Community Resources: Findhelp is not an affiliate of Oscar. Findhelp connects you with local third-party resources and services that are free and/or low-cost. Please note these services are not covered by your Oscar plan. For information on your covered medical benefits, always refer to your Oscar plan details.Oscar Unlocks: Participation in the Oscar Digital Rewards Program is available to all active IFP and ICHRA members (subscriber, spouse, and dependents age 18 and up), excluding those that reside in NJ and OK. Eligibility requires an Oscar account and an activation of the Oscar Digital Rewards Program. Receipt of rewards requires a member to complete all activities within a given program level. Participants must ensure their account is in good payment standing without any overdue balance. Only current members will be issued rewards as applicable. Eligible members are limited to three giveaway entries per calendar month. Five winners will be randomly selected each calendar month, and winners will be notified. Program entries do not expire unless the member no longer has Oscar coverage or is not in good payment status. Participating members who earn any Oscar rewards totaling more than $250 in cash value in a given calendar year are ineligible to win additional prizes for that year. Priority Pal VIP Care Team access expires one year from Priority Pal reward redemption. Please see the program for further details and exclusions.