$3 Prescriptions. Yes, really.

We talked to doctors and analyzed member data to find a way to reduce drug costs to $3 or less for as many as 88 common conditions. This is a gigantic step we’re taking toward bringing costs down for everyone.

Here’s how to use our list.

Read our $3 Prescriptions Guidebook and at your next appointment with your doctor, just bring this list with you, or pull it up on your phone by clicking the right link below. Cigna + Oscar member list | 2023 Oscar member listIf the doctor is prescribing you a new medication, ask them to review the list first to see if there’s a $3 option that makes sense for you. Then you can head to your pharmacy with peace of mind. You’ll know the costs of your drugs and there will be no surprises.Note: This list is not available in CA, NJ, or NY, or on Medicare plans, Catastrophic/Secure plans, or non-Cigna + Oscar Small Group plans.


    • You may be able to get the individual components of your combination drug and achieve the same clinical effectiveness of a drug you’re currently taking. For example, Epiduo is made up of adapalene and benzoyl peroxide. Taking these ingredients separately could reduce the cost to you. Your doctor will be able to advise best on this, so check with them first before changing anything about your current prescription.

    • Just because a drug is generic doesn’t mean it’s less effective. The FDA mandates that the same active ingredient be present in the generic substituted product, and that the generic drug is as effective as the equivalent brand drug. Although the inactive ingredients can differ from generic manufacturer to manufacturer, the amount of the active ingredient is government-regulated.

    • Talk to your doctor about which drugs are right for you. If you’re switching to a generic medication, with the same active ingredients as a brand-name drug, your pharmacist can easily make the switch for you. If you’re switching to a therapeutic alternative—meaning a different drug with similar effects—your doctor will need to write a new prescription for the more affordable alternative.

    • Yes. Drugs on the $3 list will always be $3, whether you’ve hit your deductible or not.

    • Pharmacists can often change your prescription to save you money. They can switch you over from a brand-name to a generic drug (this is called “generic substitution”); or they can switch out a prescribed drug with another drug in the same class (which is called “therapeutic substitution”). Your pharmacist may be required to get your doctor’s approval before changing your prescription to a therapeutic substitution. It depends on the specific drug, what kind of switch is occurring, and the laws of your state.

      If your doctor prescribes a name-brand drug that you can’t afford, ask your pharmacist for a generic version, or a therapeutic substitution if available.

** Topicals (Lotions, Creams, etc.) have a limit of 120 mg or ml per month

Get most of your prescriptions refilled when you can't see your doctor right away.