Everything you need for Open Enrollment
Renewing your Oscar Health Plan
Call your agent to renew your 2026 plan
Your agent can help find the best plan and ensure your documents are submitted.
Look at your 2026 plan details
See a chart comparing your plan with 2026 coverage. Full updates arrive 11/1/25.
Don't have an agent?
Call us at 1-855-672-2788. We're happy to help!
Want to keep your 2025 plan?
We still recommend reaching out to your agent to ensure you’ve submitted any required documents as needed.
Key dates
Open Enrollment Start Date for Plan Year 2026
11/1/2025 for all statesOpen Enrollment Deadline for 1/1/26 Coverage start date
12/15/2025 for all states except New Jersey, Virginia, and Pennsylvania. 12/31/2025 for New Jersey, Virginia, and Pennsylvania.
Important Documentation for Open Enrollment
Reminder: If you get premium tax credits, file and reconcile them every 2 years. Need help? Ask your agent.
Category 1
Basic Information
- Full name
- Address
- Social Security Number
- Date of birth
- Immigration/citizenship status
- Marriage, divorce, adoption, foster care, court order docs, etc.
Category 2
General Household Information
- The name of your agent or broker
- How you file your taxes (jointly or separately, and who your dependents are)
Category 3
Income and Health Insurance Information
- Household income, including employer information (mandatory)
- Current health insurance
- Information on any job-based insurance (ex. Health Reimbursement Arrangements)
More ways to Stay Informed
Want to feel more confident about your coverage and how it works? We’ve pulled together quick, helpful resources so you can get answers and even make your voice heard.
Insurance made simple
Follow Oscar on TikTok for short, easy-to-digest videos that break down everything from how subsidies work to what to do when you need care.
Make your voice heard
Send a pre-written letter to your local lawmakers, urging them to renew the enhanced premium tax credits that make healthcare more affordable for all.
Why are premium costs going up?
