Skip to main content

Give your clients even more coverage with supplemental plans

Mulberry Insurance Agency (MIA), an Oscar brokerage subsidiary, has joined with Allstate Health Solutions (AHS) to give your clients a better healthcare experience with supplemental coverage including vision and dental.
How to sell
Log in
Give your clients the coverage they deserve image
Advantage of selling with us image

Advantages of selling with us:

  • Protect your clients with plan features that fit their health needs
  • Help your clients prepare for what life may throw their way and purchase supplemental health coverage for greater peace of mind
  • Give clients additional access to care with dental and vision
  • Grow and retain your book of business
  • Earn more for every plan you sell with Allstate’s competitive commissions

How to start selling with Allstate Health Solutions (AHS):

Image of member ID cards

With an existing AHS appointment:

No changes are needed to your appointment or how commissions are paid

Image of computer

Without an AHS appointment:

Sign into your Oscar account, click the “sell supplemental plans” button, and start selling

Log in

Plans we offer your clients:

  • Dental/vision PPO
  • Dental indemnity
  • Accident/hospitalization
  • Critical illness (Cancer and heart/stroke)
  • Term life insurance
  • Senior products (medicare supplement and dental)
Plans we offer your clients:

Frequently Asked Questions

    • Mulberry Insurance Agency (MIA) is an Oscar brokerage subsidiary. All communications associated with this joint agreement are directly from Mulberry Insurance Agency.

    • You can do so with an AHS appointment. But you can also sell without an AHS appointment. Here’s how to do both:I already have an AHS appointment, now what?
      • Keep doing what you’re doing! No need to change the way you’re currently selling. 
      • That means no changes are needed to your appointment or how commissions are paid.
      • Sign into your Oscar Broker Account.
      • Click the ‘sell supplemental plans’ button.
      • It’ll take you to a login page that will automatically input your NPN. Note: If you see ‘NPN not found’, just click ‘Create Account’ and set up your account.
      Start selling! You can return to your Oscar Broker Account at any time to use the same link to quote and sell.

    • No, AHS’s Dental, Accident, Critical Illness, and Life plans are only available for members under 65 years old with Individual & Family Plans.

    • Plan Enhancers fill gaps that primary health insurance doesn’t cover. These affordable, high value plans start with Accident Medical Expense coverage and have optional Cancer & Heart/Stroke (CHS) and Sickness Hospitalization (SIP) riders available in some states.

    • You can sell them in every state they’re offered. Here’s info on where each plan is available:
      • AHS Select Dental PPO plans: AK, AL, AR, AZ, DE, FL, GA, IA, IL, IN, KS, KY, LA, MI, MN, MO, MS, ND, NE, NH, OH, OK, OR, PA, SC, SD, TN, TX, UT, WI, and WY.
      • AHS Dental Indemnity plans: AK, AL, AR, AZ, CA, CO, CT, DC, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, OH, OK, PA, SC, SD, TN, TX, UT, VA, WA, WI, WV, and WY.
      • AHS Plan Enhancer Accident Medical Expense (with Optional Riders) plans: AK, AL, AR, AZ, DE, FL, IA, IL, IN, LA, ME, MO, MS, MT, NC, ND, NE, NV, OH, OK, OR, SC, TX, UT, WI, WV, and WY. Cancer and Heart/Stroke rider is not available in IA and MO. Sickness Hospitalization rider is not available in MO, ME, MT and ND.
      • AHS Plan Enhancer Accident Medical Expense (without Optional Riders) plans: CA, CO, DC, GA, KS, MI, TN, and VA.
      • AHS Cancer and Heart/Stroke plans: AK, AL, AR, AZ, CO, FL, IA, IL, IN, KS, LA, MI, MN, MO, MS, MT, NC, ND, NE, NV, OH, OK, SC, TN, TX, UT, WA, WI, WV, and WY. 
      • AHS Term Life Insurance plans: AK, AL, AR, AZ, CA, CO, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, and WY.
       See all of the state availability here as well.
    • It does! AHS Agent Back Office is your one-stop business portal to see and search your book of business. Create your account when you get appointed. Once you have your account, just sign in.
    • Just visit the Agent Marketing Materials site for plan brochures, flyers and trifolds. Use these tools anytime to build your book of business. You can also visit their YouTube page for videos on product training, quoting systems, back office support, using your client portal, and more.
    • Here’s what you need to make clear: 
      1. Supplemental products are only offered outside of Covered California (and not offered by the Exchange).
      2. The premiums and costs of all supplemental products before they purchase a supplemental plan.
      3. They don’t need to purchase any supplemental products to get health coverage through the Exchange.
      While explaining these details is only required in the state of California, it’s also helpful for all of your clients to know.
Footnotes
This joint agreement is associated with Mulberry Insurance Agency, a brokerage subsidiary of Oscar Health, Inc. All communications associated with this joint agreement are directly from Mulberry Insurance Agency. Note: Products are limited to the state availability of Allstate Health Solutions Dental PPO and Plan Enhancer plans. Allstate Health Solutions underwritten by National Health Insurance Company, Integon Indemnity Corporation, and Integon National Insurance Company. View Allstate Health Solutions product by state availability here. Allstate Health Solutions Select Dental PPO and Plan Enhancer plans are only available for members under 65 years old with Individual & Family Plans.