Health benefits built for however you work, boss.
Forget double-digit renewals and plans that ask you to pay more for less every year. With ICHRA, you set the budget. And your employees pick an Oscar health plan that actually fits their life. That’s how you take care of business.
Your biggest flex? Benefits that work how your team works.
Control your spend.
Fixed pricing on your terms without renewal shocks or budget surprises.Flexible benefits.
Benefits that scale with your growing workforce, whether you have 5 employees or 500.No HR team? No problem.
Admins handle the grind of renewals, reporting, and compliance so you can focus on growing.
The ultimate win-win-win.
Employers get total budget control
Ditch costly premiums and renewal shocks. Set a fixed allowance and finally know what benefits cost ahead of time.
Employees get to choose their care
Tax-free funds let teams shop for health plans built around real lives and needs.
You pick the budget. They pick their health plan.
And honestly? That’s how it should be. One-size-fits-none coverage doesn’t work for everyone. But ICHRA does. That’s because your team gets to choose a health plan built around their actual life. Including Oscar.
Healthier teams go further.
When people get care that actually works for them, they show up differently. Oscar plans are designed for real people in different stages of life, with different conditions, and different needs. And people genuinely like the experience.
The business impact is big.
- 34% increase in group ICHRA adoption YoY ¹
- 9/10 groups who adopted ICHRA renewed YoY ²
- Employee ICHRA NPS averages +39 vs. +15 for group coverage ³
- 82% of brokers deliver 10-30% savings for clients ⁴
- 92% of brokers who adopted saw a commission increase
Al enviar este formulario, usted acepta mediante firma electrónica que está dando su consentimiento expreso para que Oscar Insurance Company y sus empresas matrices, filiales, subsidiarias, corredores y agentes de seguros autorizados y designados, y cesionarios (colectivamente "Oscar"), así como StretchDollar, una empresa contratada por Oscar para ofrecer información sobre productos y servicios, envíen mensajes informativos, publicitarios o de telemarketing a través de un sistema de marcación telefónica automática, voz artificial o pregrabada, o mediante el envío de mensajes de texto (SMS o MMS) a este número de teléfono. Acepto los términos y condiciones de los mensajes de texto de Oscar, las condiciones del servicio y la política de privacidad. No vendemos datos. Los residentes en California pueden solicitar el acceso, la modificación o el borrado de los datos.
This is the place to be. Glad you’re here.
94% of employers report switching to the individual market was the right decision.* Source: SureCo State of ICHRA Report 2025
Footnotes
La cobertura de Oscar Medical está suscrita por Oscar Insurance Company, con sede en Nueva York, Nueva York. Los planes vendidos en Nueva York están suscritos por Oscar Insurance Corporation ubicada en Nueva York, Nueva York. Los planes vendidos en Florida están suscritos por Oscar Insurance Company de la Florida. Los planes vendidos en Nueva Jersey están suscritos por Oscar Garden State Insurance Corporation. Los Servicios Administrativos de todos los planes los ofrece Oscar Management Corporation.Los planes vendidos en Texas utilizan los números de formulario de póliza y de formulario COC asociado OSC-TX-IVL-HMO-EOC-2025-HIX OHIN-134128348; OSC-TX-IVL-HMO-EOC-2025 OHIN-134128297; GUIDED OSC-TX-IVL-HMO-GOLD-GUIDED-CARE-EOC-2025 OHIN-134128360; OSC-TX-IVL-EOC-2025 OHIN-134080911;OSC-TX-IVL-EOC-2025-HIX OHIN-134080906; OSC-TX-S-IVL-EOC-2025-HIX OHIN-134079760; OSC-TX-S-IVL-EOC-2025 OHIN-134079760. Los planes vendidos en Virginia utilizan números de formulario de póliza y de formulario asociado VA ON OSC-VA-IVL-EOC-2025-HIX OHIN-134065976; VA OFF OSC-VA-IVL-EOC-2025 OHIN-134065976.Los productos HMO son ofrecidos por Oscar Insurance Corporation y Oscar Buckeye State Insurance Corporation en Ohio, por Oscar Health Plan, Inc. en Arizona e Illinois, por Oscar Health Plan of Pennsylvania, Inc en Pensilvania, por Osones. Para conocer la disponibilidad, los costos y los detalles completos de la cobertura, póngase en contacto con un agente autcar Health Plan of Georgia en Georgia, por Oscar Health Plan of North Carolina, Inc. en Carolina del Norte, por Oscar Managed Care of South Florida, Inc. en la Florida, por Oscar Health Plan of New York, Inc. en Nueva York, y por Oscar Managed Care en Texas. Todas las pólizas de seguro y los planes de beneficios para grupos contienen exclusiones y limitaciorizado o un representante de ventas de Oscar.
TASC. (2025). ICHRAS unlocked: Insights, growth drivers, and the road ahead: Modernizing benefits with scalable ICHRA solutions. TASC.